Use OEM or AFTERMARKET Parts
After you have gotten involved in an accident and after all the hassle and additional cost that come along with the accident, it is understandable why you would simply accept the aftermarket parts for the parts that must be replaced in your vehicle. Besides they say that the difference between original equipment manufacturer or OEM and aftermarket replacement parts is hardly noticeable and very negligible. But what difference does it really make in your car?
According to most insurance companies, there is not much difference between the OEM parts and aftermarket parts. In fact, most insurance companies recommend use of aftermarket parts, since they are less expensive than the OEM parts. This is also the reason why most insurance company will not reimburse you the total cost of replacement parts if you decide to use the OEM parts. Also, since most of the OEM parts cost twice as much as the aftermarket parts, many insurance companies make their policy holders pay of the difference in the cost of parts if the policy holder chose to have OEM parts.
On the other hand, there are other insurance companies which encourage the use of OEM parts. Of course they also do not charge or penalize their policy holders if they opt to use the more expensive OEM parts. These insurance companies of course are the more expensive insurers. But what makes them encourage their policy holders to use OEM is the quality of parts in relation to safety and accidents. For these companies, spending more on expensive parts would mean savings on future accidents.
Generally though, there are two main reasons why OEM parts should be used instead of the aftermarket parts. First, the use of aftermarket parts actually decreases the value of your vehicle. So this is like, the few dollars you save on using the aftermarket part is then deducted on the value of your vehicle. If you plan on selling your vehicle in the future, then it is best to use OEM parts if you want to get good price for it. The second reason concerns safety. According to the OEM parts manufacturer, the aftermarket parts do not undergo the same crash testing procedures as the OEM parts. And this can make a difference in how safe your vehicle is. However, there are others, such as the Insurance Institute for Highway Safety, which states that the aftermarket parts are also safe.
So basically if you do not want to depreciate the value of your vehicle, you should use OEM parts. Now if your main concern is to save money, then aftermarket parts that are approved by the Certified Automotive Parts Association are what you should get.
After you have gotten involved in an accident and after all the hassle and additional cost that come along with the accident, it is understandable why you would simply accept the aftermarket parts for the parts that must be replaced in your vehicle. Besides they say that the difference between original equipment manufacturer or OEM and aftermarket replacement parts is hardly noticeable and very negligible. But what difference does it really make in your car?
According to most insurance companies, there is not much difference between the OEM parts and aftermarket parts. In fact, most insurance companies recommend use of aftermarket parts, since they are less expensive than the OEM parts. This is also the reason why most insurance company will not reimburse you the total cost of replacement parts if you decide to use the OEM parts. Also, since most of the OEM parts cost twice as much as the aftermarket parts, many insurance companies make their policy holders pay of the difference in the cost of parts if the policy holder chose to have OEM parts.
On the other hand, there are other insurance companies which encourage the use of OEM parts. Of course they also do not charge or penalize their policy holders if they opt to use the more expensive OEM parts. These insurance companies of course are the more expensive insurers. But what makes them encourage their policy holders to use OEM is the quality of parts in relation to safety and accidents. For these companies, spending more on expensive parts would mean savings on future accidents.
Generally though, there are two main reasons why OEM parts should be used instead of the aftermarket parts. First, the use of aftermarket parts actually decreases the value of your vehicle. So this is like, the few dollars you save on using the aftermarket part is then deducted on the value of your vehicle. If you plan on selling your vehicle in the future, then it is best to use OEM parts if you want to get good price for it. The second reason concerns safety. According to the OEM parts manufacturer, the aftermarket parts do not undergo the same crash testing procedures as the OEM parts. And this can make a difference in how safe your vehicle is. However, there are others, such as the Insurance Institute for Highway Safety, which states that the aftermarket parts are also safe.
So basically if you do not want to depreciate the value of your vehicle, you should use OEM parts. Now if your main concern is to save money, then aftermarket parts that are approved by the Certified Automotive Parts Association are what you should get.

